Two decisions about your VA education benefits are worth real money. Take at least one in person class each term, because online only enrollment caps your housing allowance at half the national average. And a 2024 Supreme Court decision, Rudisill v. McDonough, may have given you more months than you think, letting eligible veterans use…
A VA home loan means no down payment up to your county limit, against 5% to 20% on a conventional loan. On a $350,000 home that is roughly $70,000 you do not have to find. There is no private mortgage insurance, ever, which saves $1,200 to $3,600 a year until you would have reached 20%…
Nearly a third of veterans eligible for VA healthcare are not enrolled, usually because of two beliefs that are wrong: that you need a service connected disability to qualify, and that a less than honorable discharge disqualifies you. Neither is true. Treatment for service connected conditions costs nothing, preventive care is fully covered, and there…
Around 30% of eligible veterans are not enrolled in VA healthcare, roughly 3.5 million people who have earned VA benefits they are not receiving. Only about 9 million of the roughly 19 million veterans in the country are enrolled. Timing matters too. Some benefits pay retroactively to your application date and others have time limited…
Set your expectations correctly before you apply. FEMA assistance is not insurance and will not make you whole. It helps with essential needs that insurance does not cover, and it is a starting point for recovery rather than a replacement for what you lost. You have 60 days from the disaster declaration to apply, and…
Updated for 2027: this guide is from 2025. For the current rules, the new video and the free 2027 guide, read How to Apply for Social Security Benefits in 2027. Applying for Social Security benefits can feel like a maze of forms, deadlines, and eligibility rules, but it doesn’t have to be. Whether you’re approaching…